tag:blogger.com,1999:blog-8991878347710358809.post8753872451702935777..comments2023-09-10T02:56:01.579-07:00Comments on Ours for a Year: Health InsuranceInfrequent Flyershttp://www.blogger.com/profile/01695917474916791473noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-8991878347710358809.post-29412769951970407372012-12-03T19:36:23.552-08:002012-12-03T19:36:23.552-08:00Hi Mimi & Cabana,
Glad to hear Cabana's b...Hi Mimi & Cabana, <br />Glad to hear Cabana's better! :) I researched quite a bit on this when we adopted Alfie, & decided to go with Petplan. Quotes vary, of course, based on your dog & the deductible you choose, but for us it's extremely reasonable. Coverage for congenital/hereditary conditions is standard, as long as it's not a pre-existing condition. They've also got a "Guaranteed for Life" clause that ensures coverage for chronic conditions for the life of your pet, provided you keep it renewed each year. That's pretty important to me. They even cover specialized and complementary/alternative therapies. Having said all that, I can't give a personal testimonial simply because Alfie's so darn healthy! :) But I've got the peace of mind of knowing that if something does come up, I don't have to worry. Phew!!Beth and Alfiehttps://www.blogger.com/profile/01697629511738319883noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-86487230562169817662012-12-03T18:53:00.792-08:002012-12-03T18:53:00.792-08:00cassie - trupanion "covers" "geneti... cassie - trupanion "covers" "genetic" "conditions" but yes, it is an insurance company so who knows what that actually means! :)Mandy and Supremehttps://www.blogger.com/profile/11793661080054293909noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-48828903616404819592012-12-03T06:33:37.389-08:002012-12-03T06:33:37.389-08:00That last comment stopped letting me type! Odd! So...That last comment stopped letting me type! Odd! So, we decided on our own savings account, partially because we have 2 animals, both who would be considered to have pre-existing conditions. When I looked at insurance and saw that is also excluded treatment for anything that is "genetic" and many of the problems considered "genetic" I felt like pet insurance could be a frustrating endeavor. So, we decided to, essentially, keep our money, but set it aside for vet stuff and grow interest on it ourselves. When their "emergency fund" reaches its pre-determined limit, we will set aside money for other things, then come back and replenish that account as needed. Cassie & The Dogshttps://www.blogger.com/profile/06512978333088603794noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-84220019692537312952012-12-03T06:26:06.906-08:002012-12-03T06:26:06.906-08:00We have thought about it, but overall, I think tha...We have thought about it, but overall, I think that it is a waste of money for most people (due to coverage restrictions and such). So, we have started our own "insurance" plan. We have dedicated a slice of our savings to vet bills and put money in every month. Cassie & The Dogshttps://www.blogger.com/profile/06512978333088603794noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-46543455702916749002012-12-02T21:28:11.122-08:002012-12-02T21:28:11.122-08:00I think about this all the time. My husband would...I think about this all the time. My husband would rather we put money aside in an account, but I want the piece of mind not to have to make a health decision for one of our pets be limited by cost, too. I bought home many pamphlets a month or so ago from my vet and I can't remember which one I liked best. Trupanion was one of them. There was another that did cover preexisting conditions. I'll look for the pamphlets.<br />Martha Ghttps://www.blogger.com/profile/15128170426198175018noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-59762634930859044702012-12-02T15:46:44.073-08:002012-12-02T15:46:44.073-08:00Saxon has the plan his vet recommends, called trup...Saxon has the plan his vet recommends, called trupanion, it is about $25 a month. Trupanion has sliding scale deductibles so you can choose your coverage level which is nice. Haven't had to use it yet, but supposedly after you reach the deductible, trupanion pays 90% of everything else. Saxon has been very healthy too, but I just wouldn't want to have anything catastrophic happen to him and even have to worry about being able to pay for treatment. That peace of mind is worth $25 a month to me! :) Iust know that they don't cover pre-existing conditions!Mandy and Supremehttps://www.blogger.com/profile/11793661080054293909noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-61729424774162557052012-12-01T21:00:57.544-08:002012-12-01T21:00:57.544-08:00I got PetPlan for Jack the week he came home and I...I got PetPlan for Jack the week he came home and I've been very pleased with them. Right now it's about $30.00 a month, but once you've been hit with a multi-thousand dollar vet bill, it will more than pay for itself. JacksDadhttps://www.blogger.com/profile/08890399097586316657noreply@blogger.comtag:blogger.com,1999:blog-8991878347710358809.post-61469622355943956632012-12-01T19:26:50.983-08:002012-12-01T19:26:50.983-08:00Oh Cabana - glad you are doing better! I am not s...Oh Cabana - glad you are doing better! I am not sure why I am commenting as I don't have any info on this topic other than to say I recall us wondering about it when we had three dogs! I will be interested to read the comments of those who know what they are talking about - but just had to comment and say glad Cabana is doing better - but ouch on the cost. I'll be in San Fran this Tue/Wed and will think of you! Becky Andrewshttps://www.blogger.com/profile/10053287942631827068noreply@blogger.com